How to see your full eToro portfolio: dividends, withholding and fees

Why it's hard to see your whole eToro portfolio

eToro's Portfolio screen shows the value and profit or loss of each open position, including the ones you copy from other investors. What it doesn't summarise is everything else: total dividends received, how much was withheld, what you paid in currency conversion, withdrawals or overnight fees, and your real return given when you deposited.

eToro also keeps positions in US dollars. If you live in the UK, the eurozone or anywhere with another currency, your money went in as GBP or EUR, and your real result also depends on the exchange rate. And if you invest through other brokers too, the only way to see the whole thing is to bring all the transactions into one place.

What eToro charges (as of October 2026)

eToro's fees vary by country, eToro Club tier and asset type. This is the general picture from its fees page (↗) as of October 2026; check it before treating any figure as final.

• Currency conversion: depositing or withdrawing in a currency other than USD incurs a conversion fee that depends on your country, payment method and Club tier. There is no single figure.
• Withdrawals: a flat US$5 from the USD investment account (with a US$30 minimum withdrawal). Withdrawals from local-currency accounts are free.
• Stock commission: eToro lists a US$1 or US$2 fee when opening and when closing a stock position, depending on your country and the exchange.
• Overnight fees: charged on CFDs and leveraged positions for each night they stay open, with weekends counted three times. Unleveraged stocks, ETFs and crypto do not pay them.
• Crypto: a 1% fee on buys and sells, with volume-based discounts on some Club tiers.
• UK stamp duty (SDRT): 0.5% when buying UK shares.

In the account statement, conversion shows up as a conversion fee and overnight charges as an overnight fee (or rollover and weekend fee). Asterholm separates them on the Costs page: conversion counts as currency exchange and overnight charges as financing. UK stamp duty counts as a transaction tax.

Where to find dividends and withholding tax on eToro

Dividends are credited as cash and appear in your portfolio history, but the withholding detail lives in the account statement. Downloaded as Excel, its Dividends sheet has one row per payment with the net dividend received, the withholding rate applied and the amount withheld, all in USD.

The rate depends on the company's country, your tax residence and the tax treaty that applies. To see the rate for your country, try the dividend withholding calculator. Rules differ: for your tax return, check with eToro or a tax adviser.

Two ways to connect eToro: read-only API and statement

eToro has a public API with read-only keys, which Asterholm uses on paid plans. It reads your open positions (copy trading included) and your closed trades, and refreshes on its own twice a day, at around 02:30 and 12:00 UTC.

On the first sync Asterholm asks the API for your whole history. If eToro only returns the last year, you will see a warning: the full statement covers the rest.

If you'd rather not use the API, the statement alone works too and fits the Free plan (one broker, 12 months of history). The difference is that your data updates when you upload a new statement, not automatically. See the plans and the eToro page.

How to create a read-only API key on eToro

1. On eToro (web), go to Settings → Trading → API Key Management and click Create New Key.
2. Name it (for example, Asterholm), choose the Real environment and tick only Read permission. Do not tick Write. Optionally add an expiry date and an IP allow-list.
3. Confirm with the SMS code and copy both keys: the public one (API key) and the user one (User key).
4. Paste them into Asterholm and click Test connection.

When testing the connection, Asterholm checks the key's permissions. If it has write permission, it is rejected: with a read-only key nobody can place trades or withdraw money. If all is well, you will see a message confirming the key is read-only.

How to export your eToro account statement

1. On eToro, go to Portfolio, click the history icon (the clock), then the settings gear → Account statement.
2. Choose the full date range, from when you opened the account to today.
3. Download as Excel (.xlsx).
4. Upload it to Asterholm: if you already connected the API, to that same connection.

The file has several sheets. Asterholm uses three: Account Activity, Closed Positions and Dividends.

What Asterholm reads from the eToro statement

Each transaction is then converted to your base currency (USD, GBP, EUR and others) at that day's rate, and the average cost of each holding includes fees. The Dividends page lets you switch between gross and net and see upcoming payments with estimated withholding based on your residence; the Costs page (Pro plan) projects how much those costs drag over 10 and 20 years.

Limits worth knowing

• Everything in USD: statement amounts are read as dollars, the currency eToro keeps positions in.
• Leveraged positions: recorded as an asset of type 'other', not as the underlying share, because they are not the same as owning it.
• Short positions: skipped, as with the API.
• Stock splits: split rows in the activity sheet are not applied. If one of your stocks split, check the quantity and fix it with a manual transaction if needed.
• No holdings snapshot in the file: the statement doesn't list what you hold today, so holdings are rebuilt from the transactions. With the API connected, open positions come in directly.

With everything together, Asterholm calculates XIRR (money-weighted, with at least 90 days of history) and annualized TWR. Why they won't match eToro's figure is explained in why your broker shows a different return. If you also use another European broker, see the Trading 212 guide.

Frequently asked questions